Graphic: How Much Salary Do You Need to Save for Retirement By Year

The image is a line graph indicating that salary for retirement you will need to reach your ideal retirement savings plan. The image shows Yearly Salary Saved on the y axis, in percentages and years needed on the x axis, in increments of ten.

The years needed axis begins at zero and ends at sixty, therefore it is assumed that the age of retirement for this chart is sixty.

The number of years needed decrease in proportion to the amount of money saved. A person who saves twelve per cent of their annual salary, for example, must save for a total of forty per cent to reach their goal.

A person who saves less, will take fifty years or more to reach their retirement savings goal.

Will It Be Possible To Get A 3.5% Or 3% Mortgage Loan? Would It Be A Good Idea?

It is natural that people want to establish a better future where they can live successfully and happily with the important people in their lives including their family and friends. Definitely, engaging on a mortgage loan can be helpful regarding this matter.

It is possible to get a 3.5 % or 3% mortgage loan. Meanwhile, you must make sure that you are dealing with a well reputable mortgage company that most customers sought after in the market. For sure you also have your own dream house where you can live for the rest of your life. Fortunately, you do not have to worry since mortgage loans can help you to attain your Homes and Real Estate needs.

The latter mortgage loan can be very helpful to stay in track of your life even you don’t have sufficient amount of money. As a result, you can expect great amount of savings which can support your financial stability. Even more important, you can now wisely allot your money in your other daily needs.

What are the rewards of this mortgage loan?

There are some instances where you are financially bankrupt. However, with the help of the mortgage loan, you can still attain your life’s long time dreams with the help and assistance of a reputable and professional Homes and Real Estate company.

As a matter of fact, you can have the chance to experience a luxurious and abundant way of living. All you need to do is to find a fully licensed mortgage loan service provider. Thus, this is the only way so that your hard earned budget, effort as well as your invested time to it will never be put into waste.

What is best in this mortgage loan is that you can have a reliable money source even you have a bad credit. As a result, you can enjoy your life with the people you love in the best possible manner. With this, you can be satisfied and happy about the status and quality of your life. You just have to apply a mortgage loan to support your housing needs.

However, you must choose carefully the company that you will dealt business with. This is to avoid further problems that can possibly give you depression and frustrations as well as regrets in the end. In addition to this, you can also expect a low amount of interest in the process of possessing your dream house.

If you are a budget conscious individual who has high standards and big dream, you can make a wise decision if you will now apply a mortgage loan on a specific Homes and Real Estate service provider. You can be surprised about the great savings that awaits you in this process. Additionally, you can choose the best mortgage loan package that highly suits to your taste, standards, as well as to your kind of lifestyle.

It cannot be denied that engaging in a mortgage loan for your future is quite challenging. Meanwhile, in the end, you will realize that it will be very helpful to attain the things that you deserve in life.

Graphic: The Most Popular Job In Every State

The graphic describes the most popular jobs on the continental United States of America and in Alaska and Hawaii.

Most states have jobs which cater to their most popular or most developed resources. For example, the most popular job in Florida is Motorboat Operator, while the most popular job in Hawaii is Tour Guides.

Manual labor and ‘desk jobs’ seem to be almost evenly spread around the country, with manual labor jobs having a slight lead.

The most popular jobs are Oil/Gas drillers, Agricultural jobs and Butchers.

The most unusual job is College Residential Advisor, located in one state in the northwest.

Chart: Showing Benefit of Buying Due to Cheap Mortgages Over the Cost of Renting


This line graph indicates the contrasting relationship between mortgage affordability and rent affordability, over a period of years.

On the ‘y’ axis, is affordability. Here, affordability refers to the amount of income spent on paying for housing costs.

On the ‘x’ axis are a series of years starting with 1982 and ending at 2017, with five year intervals.

In 1982 the average person spent twenty-five per cent of their income on mortgage payments, and would have experience a sharp surge in costs, resulting in a fifteen per cent increase in mortgage rates.

This would prove to be the last upsurge for mortgage payments, as the mortgage affordability continued to steadily decline from 1987 onward.

Rent affordability, on the other hand, started out at twenty-three per cent or less, and steadily rose to about thirty per cent of one’s income by the end of 2012.

Graphic: How Much Should You Have Saved Up for Retirement Today

The table shown in the image is a savings calculator tool. The table aims to be a guideline to help savers understand how much money they should have saved in preparation for retirement if they have been saving about five percent of their salary.

How Much Should You Have Saved Up for Retirement Today

The table is broken into two categories; on the y axis is the age category, beginning at thirty years and ending at sixty five years, with five years intervals in between; on the x axis is salary, starting at fifty thousand dollars and ending at four hundred thousand dollars.

To use the table a person must first find the number closest to their age on the y axis and then the number which closest approximates their salary on the x axis. At the intersection of these numbers will be another number, which, when multiplied by the salary, will indicate the amount of money a person should have saved.