So you, or maybe your child is about to embark on one of the most fulfilling, enriching, and maturing (not to mention almost a prerequisite to nearly all lucrative jobs). Awesome! But oh wait….you have to pay. With the average cost of college somewhere in the ballpark of $33,000 for a four year degree from …
A 45 year old man working a typical 9-5 job might be thinking more intensely about saving for retirement than a 21 year old that just landed his first full time job with benefits. At the age of 21, he might start contributing 4% of his income to his 401k with a more aggressive market …
Congratulations! You graduated. And you, like countless of other graduates, have pretty outstanding student loans to pay back. Although there is no magic button, there are a few smart money tricks to help along the process. Firstly, take advantage of the fact that many loans do not need to start being paid until 6 months …
Most people understand the importance of going to college; however, upon arrival many students will quickly discover that they are going to need to find a job to cover their living and entertainment expenses. Even the best jobs for college students do not pay a lot of money, but students do not need to make …
E-Trade is highly recommended in today’s world of Internet and online stock trading. Many business publications have also given E-Trade high marks. Deciding which online brokerage firm to trust with investment money is a decision that should be researched, and chosen according to the broker’s reputation and services. What E-Trade Offers Investors Originally, E-Trade was …
A 529 plan is named after the Internal Revenue Code Section 529, and it is a savings plan created to allow individuals and families to set aside funds to be used for college expenses. The plan is operated by the State or an educational institution. The funds can be spent at any approved college regardless …
An Interest Calculator is one that is used by individuals or firms within the financial sector to determine the amount of interest that will be accrued by a person or firm or business to whom they are extending credit in any form. The Interest Calculator exists in a number of forms. It can be a …
Before starting a savings account, making investments, and making your own financial plan, you have one choice to make. Should you put your trust in a bank or a credit union? From the outside, the two financial institutions appear the same. What you do not know, however, could be the difference between becoming a member …
There are a ton of investment vehicles on the market, most mutual fund companies now offer what is called a “Target Dated Fund”. Investors looking for a fund where they can invest for retirement and don’t have to worry about asset allocation will find target dated funds a perfect fit. Target dated funds are mutual …