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Daily Financial Advice Mallard 2-22-2014

Daily Finance Advice

Daily Financial Advice Mallard 2-22-2014

If you can’t afford a cab ride home you can’t afford to go out drinking.

It being Saturday and all be wise with your money and with your safety. If you ever drink please make sure not to drive. As well if you are worried about not being able to afford a cab after drinking then you shouldn’t go out drinking in the first place. Take a weekend off from partying. Your wallet will thank you and so will your head.

Daily Financial Advice Mallard 2-21-2014

Daily Finance Advice

Daily Financial Advice Mallard 2-21-2014

If you are unsure if you can afford something you can not afford it.

Simply put if you have ever questioned whether or not you can afford something it is best to not buy it. Instead you should wait one week and see if you still want it. If you still can’t afford it then do not buy it. You do not want to take on debt especially credit card debt if you do not need it.

Best Finance and Investing Apps

Now we can stay in touch with our day-to-day financial investment activities anywhere and anytime because of our powerful feature oriented smartphones. asics gel lyte 3 pas cher It is seen that investors use smartphones to take care of their investments time-to-time due to availability of information on mobile devices, especially the valuable information found in finance and investment applications. These investment apps are very handy to use for both novice and experienced investors. adidas uk store investingapps By working on these apps, you can draw stock charts, maintain virtual portfolio and get necessary live stock prices on your smartphones or tablets at a click. asics femme pas cher Many of these finance and investment apps can be downloaded for free but for some you may have to shed a little money. Some of the apps are listed here that may help you to manage your finances efficiently and effectively. Nike Air Max Flyknit Dames

  • ChartIQ Practice Trading Simulator:This app is available on iPad and costs around $1.99. By using this app you can choose a market scenario like a trending market and can analysis several charts which can make you accustom in the different trading environments.
  • FRED Economic Data: – This app which is downloaded from app stores for free is available on iPhone, iPad and Android. Asics Soldes It is very useful for those customers who are unaware of Federal Reserve Economic Data.
  • Chaikin Power Tools: – This app is available on iPhone for trading and market watching. air max Marc Chaikin, a stock market expert, developed this app which aims at providing all the necessary financial information needed by an investor for buying and selling of stocks. Both stock as well as options trading is supported on this app with relevant real time alerts of various news stories.
  • ABUKAI Expenses: – ABUKAI is a great app which helps you to track and manage all your expenses for a financial venture. This app can be downloaded from Android market, Apple’s app store and Blackberry’s AppWorld.
  • PageOnce Money & Bills: – PageOnce, another famous app, provides finance services to the investors on mobile. According to market trends the demand for this app has increased by 300% in the last one year. Air Jordan 9 It helps you to manage your finance account on your phone in one location by delivering a complete overview of cash, investment, due payment and credit card transactions.
  • WikInvest Portfolio Manager: – This app is available on a number of platforms like iPhone, iPad, Android, Blackberry and Windows Phone 7 and can be downloaded for free from various app stores. By using this app you can pull your account related information from anywhere and can manage your portfolio’s performance with time.
  • CNBC Real-Time: – This app can be downloaded for iPhone, iPad and Android for free. Nike Air Max TN Homme This app make you visualize the real-time data and provide you with live quotes for future market.
  • uValue: – Aswath Damodaran, stern valuation guru, designed this app for valuation modeling on iPad.

This represents a very short list of apps.

What Are the Most Commonly Missed Tax Deductions?

Every April, businessmen, entrepreneurs, and other self starters anticipate that dreaded day of filling out those familiar W-2 and 1099 workbooks. While some look forward to receiving a refund, many lack the necessary education to help them maximize their tax earnings. asics schoenen The following are some tax deductions that are commonly overlooked by all types of taxpayers. Whether owning a small business or large company, keeping tight records of all business transactions is the key to a worry-free tax season. This includes keeping track of all receipts related to the business. Nike Air Max 90 Heren Lunch expenses can be an acceptable write-off if it is purchased as it relates to business. Maglia Stephen Curry If using a car to carry out business related tasks, then expenses used for the car can be deducted at the end of the year. This includes gas mileage and any other necessities to keep the car in good condition while conducting business. Oil and tire changes, tune-ups, and any other cost related to car maintenance are examples of deductions that suit independent contractor delivery jobs or sales jobs that require a great deal of independent travel. Materials that are needed to produce sellable goods can also be deducted. This benefits artists and craftsmen who make their living selling their art and crafts. For example, if an artist sells their work for $200 and their materials needed to produce it costs $40, then the artist can write that off come tax time as long as he or she keeps all of their receipts. These are all considered business expenses that ideally should not cut into the entrepreneur’s individual profit margin. fjällräven kånken Laptop 17 If a business needed to close down and thus resulted in a loss of income, then the business owner can report that as a loss on their tax forms. Each individual taxpayer needs to pay attention to what amount of profit loss constitutes a “loss” because each state may have different laws regarding these specifics. Other forms of deductions that often go unnoticed are sometimes not so obvious. Most people may not know that charitable contributions made to organizations can also be deducted. Maglie Dallas Mavericks This may include foundations such as Muscular Dystrophy or non-profit agencies. asics france Many homeowners reap the benefits of paying those monthly mortgage payments around tax season, but renters may not know that they might benefit as well. As long as he or she is the head of household and it’s their primary residence, some states will allow them to deduct rent from their taxable income. Under Armour UA Curry 1 When filing Federal tax returns, the residence must be used for a business purpose in order to qualify for deductions. Whether a business owner or average Joe trying to make an honest living, tax deductions are not always the most obvious. Marcus Mariota Oregon Football Jerseys By identifying commonly overlooked deductions, taxpayers can now be a little more cautious this tax season.

The 30 Greatest Investing Lessons from 30 Rock

30 Rock was one of those great shows that comes around once every ten years or so with the perfect amount of awesomeness, guaranteeing it to be amazing. Asics Gel Lyte Pas Cher But low and behold, there are only so many liberal New York Democrats in the world to watch it, and its rating has been in the crapper. So after seven long seasons it is sadly coming to an end. 30 Rock has taught us a lot during it’s run, most important being:

live every week like its investing week“Live every week like it’s shark week”

However that isn’t the most important life lesson this show should leave you with. Even though it will soon be leaving the air it can still leave behind thirty of the greatest and easiest to follow financial and investing lessons you need to succeed in life. If you don’t read on you might end up just like Liz Lemon and who wants that? However if you read on you too can climb the corporate ladder in life and one day be a Jack Donaghy and maybe even have that penthouse office complete with a bathroom door that looks like a wall. 1. Yeezy Boost 350 Donna Never keep more cash than you need in a bank account. If you are lucky you will earn 1% tops. Most likely you will only earn .1%. Do yourself a favor and don’t pull a Liz. Liz lemon investing 2. Making money and saving it too is very important. Liz Lemon: Alright, I need my job back but this is not crawling, this is proud begging like those kids that dance on the subway. Jack Donaghy: Of course you can have your job back, Lemon. Liz Lemon: Oh thank god! It was terrible. I went to her apartment. I don’t think she has a toilet! I saw my future, Jack. Jack Donaghy: Never go with a hippie to a second location. [hands Lemon a glass of wine] Liz Lemon: [sighs] I can’t end up like that. I have gotta make money and save it. And I have to do that thing that rich people do where they turn money into *more* money. Can you teach me how to do that? Jack Donaghy: With my eyes closed. Liz Lemon: Oh good, because I want to send Rosemary $400 a month for… forever. Jack Donaghy: You should, that woman is unemployable. 3. Being rich allows you to do the things you want in life no matter how old you get. Liz Lemon: Rosemary said that women become obsolete in this business when there’s no one left that wants to see them naked. Jack Donaghy: You make enough money, you can pay people to look at you naked. 4. air max pas cher and 5. Don’t keep all your savings in a coffee can, and don’t invest in unstable currencies. Jack Donaghy: Kenneth, just how much money do you have in your savings? Kenneth Parcell: Well, let’s see! [Kenneth reaches down and picks up a coffee can filled with cash] Kenneth Parcell: Eighty thousand dollars! Jack Donaghy: If you don’t include Confederate money. Kenneth Parcell: Four thousand dollars! 6. Investments in houses can often turn into money pits or money sinks. Tracy Jordan: I’ve poured more cash into Donald’s restaurant than my money pit in Connecticut. Jack Donaghy: You have a house in Connecticut? Tracy Jordan: No, I do not. fjallraven kanken 7. If you have lots of money feel free to share it to keep everyone happy. Liz Lemon: Guys! Guys, I’m not going to keep it. I’m going to take this money and open a tab for all of you after work at hurley’s. 8. Sometimes opportunities for making money only exist for a short time. Tracy Jordan: Your teeth. You got to think like these strippers, Lemon. They know the window of opportunity is only open for a moment. You got to get in while you’re young, get the money, and get out. 9. Many places don’t accept bills greater than $50 so you are better off taking out smaller bills from ATMs. Liz Lemon: Oh this is so annoying. I just went down to the ATM to get money and it gave me a $100 bill. Liz Lemon: It’s like having confederate money. no one’s gonna take that. 10. Sometimes marriages can result in unforeseen costs if it doesn’t all work out. Jack Donaghy: Yeah, that was her engagement ring. Uh, you know, l took the money from the sale of those pieces, and l bought a sailboat. And l named it after my ex-wife, and l sank it. Nike Roshe One Uomo 11. It’s best to keep friendship about being friends and not about making money. Liz Lemon: You tried to take advantage of our friendship to make money. Jack Donaghy: I don’t need you to make money. In fact, I’m meeting with your replacement tonight. 12. This is called the freeloading principle. It also works great for holiday donations and going away gift pools for coworkers. Pete: Good stuff, listen. every Christmas, i collect money from the staff and give it to the cleaning ladies. Pete: She does this every year. she doesn’t give the money because she knows that the card says ”from the cast and writers of t.g.s.” and she’ll get credit for it anyway. I should make up new cards that say ”happy holidays from everyone except Jenna”. But that would require me to have some remaining life force, Danny. So I’m going to go have a drink alone at the oyster bar. Pete: For the most wonderful reason of all. Christmas vengeance. Jenna will finally be punished for all the times I had to pay her share of the money for the cleaning ladies. 13. Cameo Matt Lauer has this gem on how to save money when traveling: Matt Lauer: If you want to save money on the trip, consider taking a sandwich. 14. Always be looking for new opportunities to make money. Nancy Donovan: well, there’s no money, jack. if i can get some cash out of this place, then i can start a new life. buy a condo in marina bay. open a store for red-headed girls to buy cosmetics from someone who understands. 15. Watch out for relatives who might just use you for money. Jenna: This isn’t a relationship. This is some woman who shows up every couple of years to ask for money. To her, I’m just a gorgeous, naturally blonde ATM. Jenna: But when I wanted to sing a duet in a mother-daughter pageant, she blew it off because there was no prize money. 16. Be careful what websites or TV shows you consult for financial advice. Liz Lemon: No, C.N.B.C. gives me a headache. I get all my money advice from P.B.S. 17. Sometimes both choices have their advantages when it comes to investing. So always keep the portfolio approach in mind and never invest more than 15% of your money into any one industry or company. TV: Where should I put my money? In tech stocks? Or the housing market? Liz Lemon: Tech stocks, foxy moneybags! Tech stocks! 18. Be wary of any company that generates a large percentage of its profit from just one product. Dave Hess: But do you know how much of our profit comes from men ordering adult movies? 91 percent. They churn this stuff out, people at home push a button, and we make money off it. We don’t do anything.

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  19. Sometimes in life you just have to do a job for the check no matter how hard it can be to do it. Jack Donaghy: Of course. I apologize. Verna, you have a very simple decision to make. Quit, don’t get paid, and drive around with one headlight out, or swallow your pride and get the money you need tomorrow. 20. If you are moving for a job be sure they give you money to cover your expenses. Pete: Well, you start in two weeks. And they’ll give you some moving money to help you get to L.A. 21. Sometimes being the most expensive person on your office’s payroll isn’t the best thing. Jenna: A line item budget! Ooooh. Nike Air Max 2017 Dames zwart O love this! It takes people and turns them into amounts of money. Except for Tracy, I’m the most person on the show. 22. When planning your estate consider donating some of your money to charity or to your church. This will make you feel better about yourself and might even grant you special powers. Jack Donaghy: [to video camera] As you go through life, I will always be here for you through these tapes. Also, I have given a great deal of money to the Catholic church, and have been assured that I will have certain powers in heaven. Sending you messages through animals, for instance. In the unlikely event that you encounter something that is not covered here, find a woman named Elizabeth Lemon, get her advice… and then do the opposite. 23. Don’t trick yourself into thinking you are richer than you are. Liz Lemon: My memory has Seinfeld money. 24. adidas superstar Always watch your spending. watch your spending Dotcom 30 Rock

Shout out to Kevin Brown (@dotcom30rock) he saw Tracy’s spending habits first hand. 25. Watch out for scams. Make sure all investments seem logical and sound before investing in them. Kenneth: They do need help. And with enough money they could buy those magic beans from that old hermit! We’d be rich! Hang on. Nike Air Max 2016 Dames Rood Why isn’t the hermit rich? Oh wait. He is. He has a lot of friends. 26. Stealing is always wrong even if it is from a big corporation. Jenna: Well, here’s your cut. [hands kenneth money] We’re not hurting anybody. Carvel’s got plenty of money. 27. Being a Teacher isn’t a very lucrative career choice. Jack Donaghy: Letting morality get in the way of making money. I might as well go and… [whispers] be a teacher. 28. and 29. Bosses steal and employees extort. Jack Donaghy: Who the hell do you think you are? [stops elevator] This is not the way the world works, Kenneth. Bosses steal and employees use it for leverage. So what do you want? Money? A promotion? I can get you into a restaurant where you watch a child play with a bunny, then you eat the bunny. 30. Most importantly money can make you very happy. money cant buy happiness it is happiness Money can’t buy happiness. It is happiness.